virtual business owner
When you are an employee, on any given day, you can lose your job through absolutely no fault of your own. It's just business. And it's not just people with jobs at huge, publicly-traded companies who have to think twice. Privately-owned companies and "Mom and Pops" lay off too. And remember, there's no such thing as a civil service, or non-profit sector, "job for life" either. I know, because I've been laid off twice myself during my professional Corporate America career.
The first time, I was laid off during pretty good economic times, after the fourth merger in a row of the mega bank I worked for at the time. One day it's a "dear colleague" memo on your desk, "great news we're merging with another mega bank to make the ultimate mega bank." The next it's the old "your position has been eliminated. Congratulations, you've been downsized due to the merger."
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